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Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. 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This means that those brave enough to continue buying UK shares today can make a fortune in the coming years. It’s a strategy that helped the number of Stocks and Shares ISA millionaires to balloon following the 2008/09 stock market crash.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The coronavirus outbreak has significantly worsened the earnings outlook for a great many British companies. The pandemic means that plenty of UK shares face the prospect of going out of business entirely. However, investors shouldn’t pull up the drawbridge entirely. History shows us that share pickers can still make fortunes whichever point in the economic cycle we find ourselves at.2 stocks I’d buy after the stock market crashLet me talk you through two UK shares I’m thinking of buying for my Stocks and Shares ISA, and why.The relentless rise in defence spending provides UK share investors with a solid investment opportunity. Despite the uncertain outlook for the global economy manufacturers like QinetiQ Group can still expect to enjoy strong earnings growth. This week the FTSE 250 firm said that order intake between April and September had been “particularly strong.” It predicted that order intake and revenues during the full fiscal year to March 2021 would be up from the previous period too. Today QinetiQ can be bought on a forward price-to-earnings (P/E) ratio of 14 times. And this makes it a steal in my book.Homeserve Group’s a brilliant buy for even the most risk-averse investors, I feel. This FTSE 100 colossus has a long history of unbroken annual earnings growth behind it. And City analysts don’t expect this record to hit the buffers any time soon, despite the poor economic outlook. Why? Well the essential nature of this UK share’s services, from emergency boiler repair to detecting water leaks, means that demand for its policies remains robust in the good times and bad. This is not the only reason I’d buy Homeserve for my ISA, though. I also like the steps it is taking to grow its position in the gigantic UK market.Make a million with UK sharesThis is just a taster of the top-quality UK shares available for investors to buy today. And The Motley Fool’s epic trove of special reports can help you find even more. So do some research and get investing today, I say. You could get seriously rich and possibly even make a million. Simply click below to discover how you can take advantage of this. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has recommended Homeserve. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. £5k to invest? 2 UK shares I think could make you millions after the stock market crash See all posts by Royston Wild Royston Wild | Saturday, 3rd October, 2020 Image source: Getty Images. 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…but then sense an opportunity out wide, and fires a pass across to his Argentinean teammate:Stealing across, he can remain in the attack and collects a return flick pass……to threaten again.The likes of Matt Toomua, Quade Cooper, Foley and Beale mean midfield playmakers are rife in Australia. On the stroke of half-time, Giteau showed his ability to conduct phase-play has arguably matured with age.Fizzing on the gain-line, he throws a flat pass to Steffon Armitage:One phase later, off the back of a Mitchell carry, Mathieu Bastareaud scores:Giteau’s quick thinking and soft hands are instrumental. As Wesley Fofana sprints out of the line, the 32 year-old cooly picks off the dog-leg:The clinical transfer can be best appreciated from the reverse angle. Sebastien Tillous-Borde‘s service is transferred very nicely:Giteau look primed to round off his afternoon with a try just after the break, until he aimed an errant offload:A couple of isolated, uncharacteristic blemishes did not detract from a pivotal role in Toulon’s glorious, historic win. Cheika will certainly have noted Giteau’s influence, and well as that of his countryman out wide.Drew MitchellFor all his humorous and mighty popular social media use, Mitchell is not some kind of flashy, flaky rugby celebrity. His approach to the game is one of hard-edged honesty, of industry and commitment.This weekend, he was a talisman for Toulon. In three explosive involvements, the wing inspired his side. A first-half kick-return represented the first:A panicky clearance from Noa Nakaitaci is fielded and brought back with interest. Some neat footwork unbalances Fritz Lee and the burly No 8 gets his head in an awkward position.The reverse angle offers an insight into the venom in Mitchell’s run:Clearly, Toulon were able to stay on the front foot from this position after Lee had been bumped off.On the hour mark, Mitchell intervened when Clermont had won a scrum against the head:Above all, this is a fine piece of decision-making. As Clermont spread the ball wide and Camille Lopez loops a pass to Jonathan Davies, Mitchell rushes in to sabotage the attack.Here, we can see how far he has to travel and how, with Aurelien Rougerie lurking, there is an element of risk:But the timing is flawless, the technique close to perfect. Mitchell folds Davies by driving his shoulder into the Welshman’s midriff and pumping the legs:Not content with the tackle alone, Mitchell bounces to his feet to make a nuisance of himself at the ensuing ruck as well:A Nick Abendanon solo try reduced Clermont’s deficit to just 19-18 minutes later. Then came the crescendo:There is a lot to take in, so treat yourself to another look:Toulon’s driving lays the foundations, sucking in Clermont’s forwards before Tillous-Borde snipes, drawing replacement hooker John Ulugia. Bastareaud acts as a decoy in midfield, holding Julien Bardy just long enough for Mitchell to take the gap:Neither Ludovic Radosavljevic nor Thomas Domingo can stop the break. In the clear, Mitchell drifts towards the touchline before bursting off his right foot to bypass Rougerie:Lopez grasps at thin air and Abendanon is beaten by a left foot step:All in all, Mitchell left six defenders in his wake. His balance, in plain view below, was superb:Mitchell has stiff competition for an Australia berth, as do Pocock and Giteau. It is also two and a half years since any of these men pulled on Wallaby gold. The Rugby World Cup narrative has already taken so many intriguing twists and turns that December 3, 2012 – when each nation discovered their group-stage opponents – feels like a prehistoric date.Of course, England and Wales were slapped with a stunningly tough draw that afternoon. They would face one another, as well as Australia. Subsequent qualifying competitions have added Fiji and Uruguay to an excruciatingly difficult Pool A.At the time, the reaction from fans and everyone more closely associated with each team was almost universally one of disbelief. Two and a half years later, some of the incredulity is yet to lift. But reality checks are coming on a weekly basis.Every Super 15 game the nuclear Nemani Nadolo carves up for the Cruaders, we are reminded how slippery a banana skin Fiji will be. Rapid, hulking, dexterous Pacific Islanders do not tend to die wondering.A week ago, the Australian Rugby Union’s decision to relax their eligibility rules to consider foreign-based players with over 60 caps nudged the goalposts closer towards the Antipodes.Matt Giteau and Drew Mitchell promptly underlined their credentials by guiding Toulon to a 24-18 victory over Clermont and their third consecutive European title at Twickenham.Meanwhile, another candidate for a Wallaby jersey appears hellbent on making the trip. Two knee constructions in 12 months looked to have derailed David Pocock’s career. However, the outstanding openside – still 27 – is starring for the Brumbies and back to somewhere near his wonderful best.Between them, this trio boast 201 Test caps, 63 international tries and vital experience of World Cup knockout matches. Even more important that pedigree though, is form. And none of them are lacking in that department.Here is a run-down of their recent efforts.David PocockFriday evening in Canberra saw a high-octane head-to-head as Pocock took on incumbent Australia skipper and Waratahs number seven Michael Hooper. Two excellent, all-action performers produced a compelling individual tussle.Though Michael Cheika‘s reigning champions triumphed 13-10, Pocock was rock-solid at the breakdown and extremely strong on the gain-line. Hooper had flashes of brilliance too, scavenging well and smashing runners.Cheika will surely devote a decent chunk of the coming months to working out a way to accommodate both men in the same back row. A lineout jumper at No 8 is a must in that case. Such selection quandaries are another story. For now, Pocock’s display deserves praise.This copybook ruck turnover in the first half was a fantastic way to begin:Tracking Pocock is fascinating. He starts in the bodyguard position and, because his primary responsibility is to patrol the fringes, he is behind the defensive line as Kurtley Beale receives a pass from scrum-half Nick Phipps:Beale jinks and darts himself, looking to squeeze between Scott Fardy and Ita Vaea, who cuts down the mercurial Waratah with a low tackle. Pocock swerves stealthily behind the contact area:Steaming in on a support line, Wycliff Palu identifies the pilfering threat of Fardy and takes out the Brumbies blindside as Pocock latches onto the ball:Adopting the ‘jackal’ position, Pocock braces and is strong enough to survive the joint clear-out of Will Skelton and Dave Dennis – around 260 kilograms of second-row weight:Referee Glen Jackson is on the spot, and does not hesitate in awarding a penalty to the Brumbies for holding on as Pocock rolls back with the ball:Later in the half, Pocock almost pulled off a similar heist as Hooper stormed into midfield from set-piece:This sequence epitomises Pocock at his peak. It starts with a full-stretch scrag……before he swings back around onto his feet to compete for the ball:Sekope Kepu and Palu pile into the contact area and Jackson calls a scrum as the ball becomes unavailable. But Pocock was so close, as the reverse angle shows:Following some serious graft in the gym, Pocock has returned a stockier figure and weighs over 110 kilograms. He is putting this ballast to use in attack as well. There have been 64 carries in his last four starts.Although this one ended in a turnover – ironically as Hooper shunted into a counter-ruck – it demonstrated dynamism and penetration from a flat-footed start:Later on, with the Brumbies behind and desperate to rescue a result, Pocock found himself in a wide channel. He responded calmly and skilfully, and Joe Tomane nearly grabbed a second try:Picking up a wayward pass, Pocock backs his pace, arcs outside Skelton……before drawing in Bernard Foley and releasing the pass:This footballing ability is another big tick. In a side full of irresistible strike-runners, Australia need a few link men. And a pretty special one was in action on Saturday.Matt GiteauThe European Champions Cup decider, an all-Top 14 affair, was unsurprisingly saturated with huge collisions. That said, there was room for the odd moment of guile. Giteau sounded an early warning with this slicing break:So often the instigator of Toulon’s sweeping attack, he then linked up with Juan Martin Hernandez:Giteau was shifted to fly-half from his preferred inside centre position for the final. Here though, he is at second receiver after being played in by Leigh Halfpenny.This gives him more scope to assess the situation. Initially, Giteau shapes to kick… LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Three of a kind: Giteau, Pocock and Mitchell are making a push for more Australia caps Pool A at the Rugby World Cup was already deadly enough. Now Matt Giteau, David Pocock and Drew Mitchell look eager to get involved with Australia. At least one will be at the World Cup, though. All three will push hard. Perhaps it is clearer to put is this way: Pool A would be all the more deadly for their inclusion.Slowly, all of England and Wales are realising as much.
Bishop Suffragan Diane Bruce and the Rev. Tom Callard, who helped organize the Instituto de Liderazgo, a Spanish-language institute that empowers students for ministry locally, during a Diocese of Los Angeles Convention. Photo: Janet Kawamoto[Episcopal News Service] Without a local formation program like Waiolaihui’ia in the Episcopal Diocese of Hawai’i, potential priests like Malcolm Kealanu Hee could likely never see ordination.Hee, 50, juggles two teaching positions with busy family and other responsibilities. But every other month, he spends an intense 72-hour weekend at a local retreat center, learning the academics and practicalities of ordained church leadership.“Local formation is important for Hawai’i because we need to raise up our own priests,” Hee wrote in an e-mail to ENS.“Currently, there is only one priest of Hawaiian descent. All the other priests have been transplants; many return to their homes, eventually leaving Hawai’i. Raising up our own priests will increase the likelihood of them staying here.”Similarly, in the Diocese of Los Angeles, Carlos Ruvalcaba, 42, says the Spanish language Instituto de Liderazgo, which trains laity, propelled him to local lay leadership and now, onward to discernment for ordination.“The Instituto is very important for our diocese and for the church as a whole, because we serve one of the largest Hispano/Latino populations countrywide, and we have so many people with a huge desire to serve God and their neighbors,” he said. “But, we are a community that needs to be educated and prepared to understand the structure, government, history, beliefs and life of the Episcopal Church.“It’s important that we continue supporting programs like this, since our actual systems fail to identify potential church leaders from poor and immigrant communities,” added Ruvalcaba, who was born in Guadalajara, Mexico.Like Los Angeles and Hawai’i, dioceses across the church are increasingly offering alternative programs to overcome the career, family, financial and cultural challenges inherent in more traditional formation of lay and ordained leaders.Hawai’i: a case of local formationOne such alternative is local formation, according to the Rev. Canon Liz Beasley, who is canon to the ordinary in Hawai’i. The diocese launched Waiolaihui’ia in January with three students and another person auditing part of the coursework, she said.Waiolaihui’ia means “the gathering of waters,” according to Hee, who teaches preschoolers with disabilities and also instructs university students preparing for teaching careers.“We chose this because we come from all over the state and together we are intermingling and learning. Water or “wai” is important in our culture as it sustains the taro that we grow. Water is also important in our church as an important part of the baptismal covenant. That’s how we came up with our name.”The curriculum comes from the Iona Initiative, which is based on the Iona School for bivocational priests and deacons in the Diocese of Texas. The three-year local training program for priests and deacons is currently in use in eight rural and remote dioceses, including: Wyoming, Oklahoma, Arkansas, West Texas, Northwest Texas, Northeast Texas and Mississippi, in conjunction with the Episcopal Seminary of the Southwest.“People in the program already have significant jobs and families they’ve raised and they don’t have the capability to go to seminary for three years,” Beasley said during a telephone interview. “It also doesn’t make sense for someone to spend the money to go to seminary and come back and have maybe a part-time job. That doesn’t seem financially responsible,” she added.Although the current students are all native Hawaiian and their “experience and cultures do come into the discussion and the learning” the curriculum is adaptable to any group, she said. Diocesan clergy are trained to serve as teachers and mentors; students live in community during the intensive weekend sessions. Some coursework is available on videotaped and power-point presentations and students complete substantial amounts of homework in-between sessions, she added.The cost is about $2,000 per year for students with the diocese absorbing other costs for the three-year program. It aims to prepare second-career priests for local ordination but is not a replacement for the traditional path to seminary; the diocese still sends recent college graduates to residential seminaries, she said.“We’re really excited about this,” Beasley said. “We want priests who know what it means to live in Hawai’i and are committed to being here. This is a long-range view, we figure if we’re raising up people who already call this their home, they’re more likely to stay.”The Bishops’ Native Collaborative—local formation regionallyFor the Rt. Rev. Carol Gallagher, an assisting bishop in North Dakota, another possibility is making local formation available on a larger regional scale, especially within cultural contexts.A member of the Cherokee Nation, she has been serving in Alaska recently, and crafting the Bishops Native Collaborative, (BNC) a consortium established by the bishops of Alaska, North Dakota, South Dakota and Navajoland, to provide training for lay and ordained leaders by sharing resources for theological education.Most of the dioceses have offered local training separately; this is the first attempt to do so collaboratively, she said.“It has been a struggle to raise up native leaders and part of that is not only the cost, as it is for everybody, but the radical removal from their traditional learning methodology,” Gallagher said.The BNC hopes to find “ways to do that locally but also to share our resources through technology, so that folks in Alaska can be learning alongside folks in Navajoland, even though they might be using different languages to talk about common issues,” she said during a telephone interview.Generally speaking, “Native people—and I don’t like to use universals because we’re very different, tribe to tribe, but in terms of educational processes—it’s really important to have a cohort group to be working with,” Gallagher said.“One of the challenges of going to one of our denominational seminaries often is, there’s no one there who speaks your language or understands your experience.”Additionally, church processes, such as commissions on ministry, may also tend to deter Native Americans, who rely on more communal support and feel isolated, she said.The BNC as currently envisioned would include local mentors and teachers and would present coursework via teleconferencing and other educational materials. Students could gather every month or six weeks for intensive sessions. Gallagher hopes to launch it next year.South Dakota Bishop John Tarrant said the diocese has historically trained clergy locally through the Niobrara School for Ministry but is hoping to perhaps reinvent that training via the BNC.It is also a pragmatic way of stretching limited resources as “our goal is to make it extraordinarily affordable,” Gallagher added.All of which is welcome news for Marla Liggett, 59, of Winner, South Dakota, who “keeps plugging away and hopes to be ordained eventually.”The challenges she faces exemplify those of many second-career potential clergy. She is the full-time treasurer for both Tripp and Todd counties and her family life—including grandchildren and daily visits to a local nursing home to check on her ailing 93-year-old mother—occupy much of her time.She is studying both the Old and New Testaments via an online Yale University course and meets with a local mentor on Wednesdays. On weekends, she assists at the altar at Trinity Church in Winner with the Rev. Stan Woolley.Liggett, who is part-Lakota, hopes to acquire an audio version of the Yale coursework, to listen to while driving. She is nonetheless excited about the opportunities created by the local training “to do something really new. I just did a sermon about the bent over woman and how we are kind of like that now,” she said. “Before, you just didn’t see a lot of women in the priesthood.”Engaging mission and making disciples in Los AngelesLos Angeles Suffragan Bishop Diane Bruce, who has taught classes at the diocesan Spanish language Instituto de Liderazgo, said the program works because “congregations are being strengthened by it.”With about 30 congregations engaging Hispanic ministry, the diocese benefits from the three-year program, which empowers students for ministry, in both church and community, she said.“We have lay leaders who know what’s going on and what needs to happen,” Bruce said. “Clergy are getting assistance. They are also talking about having members of the congregation go out and work in other congregations while they’re going through the Instituto to get exposed to different ways of doing church.”That’s exactly what happened for Carlos Ruvalcaba, and more. A parishioner at St. Mark’s Church in Van Nuys, California, in his third year of Instituto studies and planning to begin formal discernment for ordination in the fall.“I’ve learned a lot about my church, about the basics for almost every ministry you can get involved in, in your congregation, but the most important thing is, I’ve had the opportunity to discern some deeper questions, like is God calling me? What is he looking for me to do? What can I offer to the service of God?” Ruvalcaba said.He and others, like the Rev. Eric Law, founder and executive director of the Kaleidoscope Institute, say that current formal church structures may unintentionally deter people of color and culturally sensitive training is helpful for formation. The Kaleidoscope Institute is a Los Angeles-based consulting firm whose mission is to create inclusive and sustainable churches and communities.“Most leadership training materials in the Episcopal Church and in churches in general, come from a European and in our case English-speaking foundation. There’s nothing wrong with that, except it doesn’t work in places that are multicultural or non-European-based,” Law said.For example, a European context assumes that participants in class discussions “who have something to say” will automatically volunteer their opinions. But, in many non-European cultures, “people were trained not to speak as an individual but to speak on behalf of the community and are therefore reluctant to offer their individual thoughts right away,” according to Law. “Very often, they (non-Europeans) end up not speaking and were perceived that they didn’t want to participate,” he said.The Instituto currently has about 50 students enrolled in classes, which meet once a month on Saturdays at various locations across the diocese. Costs are kept at about $100 per student per semester, for basic expenses, according to the Rev. Roberto Martinez, vicar of La Iglesia Magdalena in Glendale, California, an Instituto co-director. Local clergy and educators serve as teachers and mentors. The classes are taught in Spanish.Subjects offered range from liturgy and preaching to church history, pastoral care, evangelism and Christian education, Martinez said. “The idea is the lay leader goes back to his congregation and is empowered to work with the priest to develop the congregation.”The Rev. Vincent Schwahn, rector of St. Mark’s, Van Nuys and a co-director of the Instituto, said sheer demographics make the Instituto an important and necessary undertaking not just for the L.A. diocese, but for the entire church … “because what we’re about in our essence is doing mission and creating disciples.“Los Angeles, is the second largest Mexican city in the world, after Mexico City, and that doesn’t even include the rest of the Latino population here,” says Schwahn.“Many of our neighborhoods are between 70 and 90 percent Hispanic,” he added. “We’re trying to adapt to our surroundings instead of ignoring immigration as a real fact of life in our neighborhoods and parishes. We have a responsibility to reach out to the community because that’s where our buildings are. Otherwise our buildings should be somewhere else.”He added that: “It’s such an exciting project it’s so wonderful to see people’s lives being changed and transformed and people getting excited about being members of their community; the Instituto has that kind of vision.”— The Rev. Pat McCaughan is a correspondent for the Episcopal News Service. She is based in Los Angeles. Rector Washington, DC Rector Belleville, IL Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Comments (1) AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis ‘Doing mission and creating disciples’ Dioceses empower local leaders in cultural contexts Cathedral Dean Boise, ID Featured Events September 11, 2013 at 2:30 pm Great story…………good to see locals becoming involved in the church leadership…..God bless! Assistant/Associate Rector Morristown, NJ Priest Associate or Director of Adult Ministries Greenville, SC Curate Diocese of Nebraska Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Associate Priest for Pastoral Care New York, NY Rector Bath, NC An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET New Berrigan Book With Episcopal Roots Cascade Books Featured Jobs & Calls Director of Music Morristown, NJ Submit a Press Release Assistant/Associate Priest Scottsdale, AZ Rector Pittsburgh, PA Associate Rector Columbus, GA Canon for Family Ministry Jackson, MS Comments are closed. This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Family Ministry Coordinator Baton Rouge, LA Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Rector Hopkinsville, KY Course Director Jerusalem, Israel Rector Smithfield, NC Curate (Associate & Priest-in-Charge) Traverse City, MI Youth Minister Lorton, VA Assistant/Associate Rector Washington, DC In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Director of Administration & Finance Atlanta, GA Associate Rector for Family Ministries Anchorage, AK Press Release Service Bishop Diocesan Springfield, IL An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Rector (FT or PT) Indian River, MI Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector Shreveport, LA Rector and Chaplain Eugene, OR Submit an Event Listing The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Missioner for Disaster Resilience Sacramento, CA Submit a Job Listing Rector Martinsville, VA Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 By Pat McCaughanPosted Aug 30, 2013 Rector Collierville, TN Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Rector Knoxville, TN Rector Tampa, FL Rector/Priest in Charge (PT) Lisbon, ME Rector Albany, NY Priest-in-Charge Lebanon, OH TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Fr. Michael Neal says: The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group
ArchDaily Photographs CopyAbout this officePeñín ArchitectsOfficeFollowProductsGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSerraHousesSpainPublished on July 04, 2011Cite: “Pine House / Peñín Architects” 04 Jul 2011. ArchDaily. Accessed 12 Jun 2021.
Thai premier, UN rapporteurs asked to prevent journalists being returned to Myanmar June 12, 2020 Find out more RSF_en Covid-19 emergency laws spell disaster for press freedom Receive email alerts ThailandAsia – Pacific News Follow the news on Thailand to go further May 12, 2021 Find out more Help by sharing this information News ThailandAsia – Pacific December 4, 2009 – Updated on January 20, 2016 King asked to pardon Internet users prosecuted on lese majeste or national security charges Reporters Without Borders has written to King Bhumibol Adulyadej on the eve of his birthday on 5 December asking him to pardon Thai Internet users who are in jail or who are being prosecuted in connection with the dissident views they allegedly expressed online.“By agreeing to this request, the king would show the entire world that he respects freedom of expression and would be putting in to practice what he said on 5 December 2005 about protecting this freedom,” Reporters Without Borders said.The letter urges the king to release Suwicha Thakor, a blogger who is being held in Klong Prem prison. Suwicha was sentenced to 10 years in prison on 3 April on a charge of lese majeste although there was no evidence against him. He is neither a politician nor an activist, and never criticised the king or posted articles about him. A pardon for this innocent man who has already suffered too much would serve as gesture that confirmed what the king said on his birthday in 2005. “In reality, I am not above criticism,” the king said. “I do not fear criticism if it concerns what I do wrong. It is thanks to this that I will be able to realise my mistakes. If you say the king cannot be criticised, it means the king is not a man.”The letter also asked the king to intercede to obtain the withdrawal of all charges against the following Internet users:Giles Ji Ungpakorn, a political science professor at Bangkok’s Chulalongkorn University, who was charged with lese majeste on 20 January in connection with a book entitled “A coup for the rich” that was published in 2007 and could be downloaded from his website. He never criticised the king.Jonathan Head, the BBC’s Southeast Asia correspondent, who was accused of lese majeste by Lt. Col. Wattanasak Shinawatra on 23 December 2008 without any evidence. There is no information about the current state of the investigation against him.Nat Sattayapornpisut, a blogger who was held for 10 days in October for sending video links to a blogger in Spain who is campaigning for the repeal of the lese majeste law. “When you criticise a law, you are not criticising the king or threatening national security,” Reporters Without Borders said at the time (http://www.rsf.org/Online-censorship-and-arrests-of.html). Nat was accused of breaking the 2007 Computer Crime Act but no decision has no far been taken on his case.Praya Pichai, a blogger who was accused in September 2007 of criticising the royal family. The public prosecutor has until 2017 to decide whether or not to prosecute him, which is unacceptable from the viewpoint of both the right of defence and the right to free expression.Tasaparn Rattawongsa, a doctor at Thon Buri hospital, Theeranan Wipuchan, a former UBS Securities executive, Katha Pajajiriyapong, an employee at the KT ZMICO brokerage house and Somchets Ittiworakul. They are all charged under section 14 of the 2007 Computer Crime Act with posting false information endangering national security. All they did was seek an explanation for the fall in the Bangkok stock exchange (http://www.rsf.org/Three-Internet-users-arrested-for.html and http://www.rsf.org/Online-censorship-and-arrests-of.html).“We hope that King Bhumibol Adulyadej will respond positively to this request for a royal pardon,” Reporters Without Borders said. “By violating the freedom of expression of Thailand’s citizens, charges of lese majeste and endangering national security under the 2007 Computer Crime Act are hurting the image of both the king and his kingdom.” Red alert for green journalism – 10 environmental reporters killed in five years August 21, 2020 Find out more News Organisation News
Freddie Mac Announces Securitization of Reperforming Loans in Daily Dose, Featured, Investment, Journal, News, Secondary Market Previous: How Do Non-prime Loans Help Underserved Borrowers? Next: Surviving and Thriving in a Low-Foreclosure REO Environment Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Print This Post Related Articles June 11, 2018 3,885 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Share Save Home / Daily Dose / Freddie Mac Announces Securitization of Reperforming Loans Servicers Navigate the Post-Pandemic World 2 days ago Freddie Mac recently priced its second Seasoned Credit Risk Transfer Trust offering of 2018, with the total coming in at around $1.6 billion.As detailed in the GSE’s press release, this securitization includes both guaranteed senior and unguaranteed subordinate securities. Freddie’s statement explains that “the SCRT securitization program is a key part of Freddie Mac’s seasoned loan offerings to reduce less liquid assets in its mortgage-related investments portfolio and shed credit and market risk via economically reasonable transactions.”Freddie Mac Seasoned Credit Risk Transfer Trust, Series 2018-2 will issue roughly $1.5 billion in guaranteed senior certificates and approximately $127 million in “unguaranteed mezzanine and subordinate certificates.” The issuance should be settled by June 13, 2018, according to Freddie.The collateral backing this securitization consists of “8,628 fixed- and step-rate modified seasoned reperforming loans,” which Freddie’s statement notes were modified to help borrowers at risk of foreclosure and have since been performing for at least 12 months as of issuance.Specialized Loan Servicing LLC services the loans, with Citigroup Global Markets Inc. and Merrill Lynch, Pierce, Fenner & Smith Incorporated set as co-lead managers and joint bookrunners. Credit Suisse Securities (USA) LLC, J.P. Morgan Securities LLC, and Samuel A. Ramirez & Company, Inc. will serve as co-managers.In February, Freddie Mac reported a Q4 2017 loss of $3.3 billion, which required $300 million in federal assistance. That report came on the heels of fellow GSE Fannie Mae posting a $6.5 billion Q4 2017 downturn, which required a $3.7 billion bailout. Freddie reported $5.6 billion in annual net income in 2017. A $4.5 billion benefit from a litigation settlement ($2.9 billion after taxes) and a $5.4 billion write-down of the net deferred tax asset resulting from December’s tax overhaul by Congress were the two main contributing factors to the GSE’s net income last year.To date, Freddie Mac has sold $7 billion of non-performing loans. To learn more about the GSE’s seasoned loan offerings, click here. Freddie Mac MBS Mortgage-Backed Securities Reperforming Loans 2018-06-11 David Wharton Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] About Author: David Wharton Tagged with: Freddie Mac MBS Mortgage-Backed Securities Reperforming Loans Subscribe The Best Markets For Residential Property Investors 2 days ago
Home / Daily Dose / The Politics of Housing: Market Metrics Across the Nation Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Related Articles The Politics of Housing: Market Metrics Across the Nation in Daily Dose, Featured, News Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Subscribe Experts in the housing industry have offered varied opinions about the election outcome—which, at the time of publication, is uncertain—and how it might impact the housing market, lenders, and property owners.Financial Times posted an Election Day report about how the recent economic downturn, global pandemic, and housing policies have taken a toll on President Donald Trump’s approval.Meanwhile, the National Association of Homebuilders, while not making a presidential endorsement, listed its congressional endorsements, which leaned overwhelmingly toward Republican candidates. Within its announcement, the organization stated that its “non-partisan endorsements are based on the candidate … views and actions on policy and legislation most important to the home building industry.”Although Presidential elections typically slow home buying due to uncertainty, this time is different. “The housing market could be the only segment of the economy not impacted by the looming election,” said Barbara Corcoran, founder and CEO of the Corcoran Group brokerage in NYC, to Yahoo! Finance.At a recent State of the Industry roundtable, Alan Jaffa, CEO of Safeguard, which hosted the discussion, along with other participants, anticipated a period of uncertainty following Election Day. “Before we worry about new regulations for servicers,” he said, “we will need to get through the first few months.”Early on Election Day property-data provider ATTOM Data Solutions released a special political housing analysis to determine which political fate better serves homeowners.ATTOM determined that, nationwide, counties controlled by Democrats have homes priced 75% higher than homes in Republican-controlled precincts.The study also reveals homeowners in Democratic areas are more likely to have substantial equity established. At the same time, property taxes in counties that lean Republican are roughly half of what homeowners pay in Democratic areas, according to the analysis.”There are many ways to approach the question of which political party is better for homeowners,” noted the study’s authors.ATTOM Data Solutions in this particular report looked at home values, homeowner equity, property taxes, and foreclosures for single-family houses purchased in 2019 and homes with mortgages and properties taken in foreclosure actions. Researchers measured those metrics for homes in counties with Democrat versus Republican state representatives. (Researchers excluded areas with an equal number of reps from each party).ATTOM supplied the following infographic, based on its findings.Of three million single-family homes sold in 2019, the average price in counties with predominately Democratic representation was $428,958, compared to $245,085 in Republican-represented counties.As for equity, 31% of homeowners with mortgages in Democratic-leaning areas are considered equity-rich—the balance remaining on their loans is less than half the estimated value of their homes. In Republican-controlled areas, that number is 24.3%. In Democratic districts, 4.9% of homeowners are “seriously underwater,” owing at least 125% of the value of their properties, while 7.2% of Republican-led counties are in the same position.That said, residents of Republican-led counties pay lower property taxes ($2,676 on average) than those of Democrat-run areas ($5,127), according to the analysis. Foreclosures also are less frequent in the Republican regions.Throughout the remainder of election week, DS News will continue to report on industry leaders’ reactions to the election results. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago November 3, 2020 2,100 Views Previous: Legal Insights: HUD Compliance and Foreclosure Dismissals Next: The Industry Pulse: Appointments and Promotions About Author: Christina Hughes Babb 2020-11-03 Christina Hughes Babb Governmental Measures Target Expanded Access to Affordable Housing 2 days ago
Google+ Twitter By News Highland – June 16, 2010 Pinterest Need for issues with Mica redress scheme to be addressed raised in Seanad also Calls for maternity restrictions to be lifted at LUH WhatsApp Facebook Twitter Facebook Google+ Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey Pinterest News Almost 10,000 appointments cancelled in Saolta Hospital Group this week The families of those killed in Bloody Sunday have met with Protestant Church leaders in Derry following on from the publication of the Saville Report yesterday.Bishop of Derry and Raphoe, Ken Good, the Reverend Dr Norman Hamilton and Reverend Paul Kingston met with the families at the Bloody Sunday memorial.In a statement afterwards they said they hoped the Saville Report will bring comfort and relief to the families who lost loved ones – they also commended them for their patience and dignity.This afternoon, some of the relatives will meet with Taoiseach Brian Cowan.Much attention is now focussing on whether or not prosecutions should be pursued. This morning, the former Bishop of Derry Dr Edward Daly said his preference would be to accept Saville, and not go any further.[podcast]http://www.highlandradio.com/wp-content/uploads/2010/06/bdaly1pm.mp3[/podcast]Meanwhile, the DUP for East Derry Gregory Campbell says it’s regrettable that Lord Saville did not examine the context which led to the Parachute Regiment being deployed.Speaking to Greg Hughes on Highland Radio today, he said the Saville Report covers the events of one day, while the IRA and others have caused thousands of bloody days.He also says the Saville Report rejects what’s been a republican claim for years, that the events of Bloody Sunday were planned, and the soldiers were ordered to do what they did.[podcast]http://www.highlandradio.com/wp-content/uploads/2010/06/gcam1pm.mp3[/podcast] WhatsApp Guidelines for reopening of hospitality sector published LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Previous articleAnti-VRT group welcome Donegal County Councils supportNext articleEuropean Parliament backs annual payment of €15 million to the IFI News Highland Bloody Sunday families have met with Protestant Church leaders in Derry RELATED ARTICLESMORE FROM AUTHOR
Comments are closed. NewsOn 1 Jun 2002 in Personnel Today This month’s newsNo satisfaction with limited opportunities People who move into jobs with limited opportunities are often more unhappythan people who become unemployed, delegates at a conference organised by theChartered Institute of Personnel and Development in April heard. ProfessorMichael West also argued that creativity was stifled in UK workplaces by jobinsecurity, time pressures, threats and unconstructive criticism. Chemical advice A free Internet tool to help prevent the harmful effects of working withchemicals by providing advice to limit exposure has been launched by the HSE.The Electronic COSHH Essentials Internet package is available from www.coshh-essentials.org.ukGood practice awards Organisations that can show best practice in health and safety are beingurged to take part in this year’s European Good Practice Awards. The awards,organised by the European Agency for Safety and Health at Work, is calling fornominations. This year’s awards are focused on the successful prevention ofrisks associated with work-related stress. The deadline for nominations is 5July. Further details: mailto: [email protected] audit free to NHS organisations The Health Development Agency has published a report that aims to identifyand assess accurate and up-to-date workplace health audit tools for primarycare facilities. Its Workplace Health Environmental Audit Report is availablefree to NHS organisations and staff. [email protected] phone 020-7061 3190 for a copy. Company car drivers in danger As many as 18 per cent of company car drivers spend more than 20 hours aweek behind the wheel, according to a study undertaken by vehicle leasing firmGodfrey Davis. Many organisations were failing to take adequate measures tocontrol and safeguard drivers’ actions, and risked flouting health and safetylegislation as a result, it added. Confusion over risk assessment A conference in April hosted by the Engineering Employers’ Federationemphasised that limiting employee stress is an integral part of good managementand business practice. But organisations remained confused about what was meantby risk assessment for psychological injury, the conference heard. Health and safety guide to UK system The HSC has published a comprehensive guide to Britain’s health and safetysystem, explaining the role of the principal institutions, legal framework,policy process, enforcement issues and control of risk in the workplace. TheHealth and Safety System in Great Britain can be ordered online. www.hsebooks.co.ukLearning package from the BBC An online health and safety learning package has been launched by the BBC.Safety @ Work. is available to businesses on CD-Rom or over the internet. Ithas been endorsed by the Institute of Occupational Safety and Health.Call020-8433 1641 or email [email protected] fine A Renfrewshire diving company has been fined £6,000 following an accident inwhich one of its divers lost substantial parts of two fingers while installinga 32-tonne concrete pipe. Previous Article Next Article Related posts:No related photos.