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Posted by: | Posted on: June 16, 2021

Commission issues advice to help older donors avoid fraud

first_img  237 total views,  3 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis8 Tagged with: charity fraud With HMRC data showing that 374,000 people over the age of 65 made donations in tax year 2017/18, totalling £1,092 million, the Charity Commission has issued advice to help older donors avoid falling victim to fraud.The Charity Commission also cites recent findings from the Crime Survey for England and Wales, which show that almost 1 in 12 of respondents aged 65 and older reported being the victim of fraud in the last year: equivalent to more than 800,000 older people in England and Wales. Its own research from 2017 suggests just under a third of 65-74 year olds usually do checks on a charity before donating.It has issued general giving advice, and specific tips for street fundraising, clothing collections, and online fundraising:Always:Check the charity’s name and registration number www.gov.uk/checkcharity.Most charities with an annual income of £5,000 or more must be registered.Ask the collector for more information if in doubt.Ask the collector for more information if in doubt.Never feel under pressure by a fundraiser into making a donation immediately.Exercise the same caution every time you’re looking to support or donate to a charity.Street fundraising and clothes collectionsCheck whether street collectors are wearing a proper ID badge and that any collection tin is sealed and undamaged.Contact the charity that you’re seeking to donate to or work with to find out more about their spending.Carefully review collection bags for clothing and household goods to ascertain whether they are from a genuine charity.Check whether fundraising materials are genuine. They should feature the charity’s name, registered name and a landline contact number.Online fundraising Advertisement Commission issues advice to help older donors avoid fraud Be careful when responding to emails or clicking on links within them.Make sure the charity is genuine before sharing personal or financial information.If someone thinks a collection or appeal is not legitimate, they are urged to report it to the police, and if they think a collector does not have a licence, to report it to the relevant Local Authority Licensing Team or the Metropolitan Police (if in Greater London), as well as to the charity if possible.Sarah Atkinson, Director of Policy, Planning and Communications at the Charity Commission, said:“Donating to charity is a longstanding and important tradition in this country, and I value the generosity of people who have worked hard all their lives wanting to give back.  It is vital that this generosity does not lead to people becoming victims of crime.“The scams that we sometimes unfortunately see take advantage of people’s charitable spirit, and can seriously dent their trust in charity.“Making simple checks before you hand over your money or your details is an important way to ensure you are giving with your head as well as your heart. I want to encourage everyone to follow our advice, so that they feel empowered and more confident at spotting and avoiding scams.”  236 total views,  2 views today Melanie May | 2 September 2019 | News About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis8last_img read more

Posted by: | Posted on: May 31, 2021

Q3 Mortgage Revenue Drivers

first_img About Author: Radhika Ojha Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Q3 Mortgage Revenue Drivers Tagged with: Citigroup Home JPMorgan Chase Lending mortgage Wells Fargo The top big banks of the U.S. – JPMorgan Chase, Citigroup, and Wells Fargo announced their third-quarter earnings for 2018 on Friday. All the three banks posted an increase in revenue, led by an increase in consumer lending.However, while Wells Fargo’s home lending business saw an increase, with its mortgage banking income increasing to $846 million in Q3, from $770 million in Q2, home lending at JPMorgan Chase decreased 16 percent to $1.3 billion  driven by lower net servicing revenue, as well as loan spread and production margin compression, the bank said in its earnings statement.Citigroup said that excluding mortgage, its retail banking revenues increased 1 percent, driven by continued growth in deposit margins and investments, “largely offset by lower episodic transaction activity in commercial banking.”Overall income at all the three banks saw an increase in the third quarter. While JPMorgan’s income posted a 24 percent increase to $8.4 billion, Wells Fargo said that its net income had increased to $6 billion, compared with $4.5 billion in the third quarter of 2017. Citi reported a net income of $4.6 billion compared with $4.1 billion during the same period a year ago.”In the third quarter, we continued to make progress in our efforts to build a better Wells Fargo with a specific focus on our six goals: risk management, customer service, team member engagement, innovation, corporate citizenship, and shareholder value,” Tim Sloane, CEO, Wells Fargo said in a statement. “We are strengthening how we manage risk and have made enhancements to our risk management framework. We also continued to make progress on customer remediation, which is an important step in our efforts to rebuild trust.”Speaking about the macroeconomic factors that are likely to impact the market in the long run, Jamie Dimon, CEO, JPMorgan Chase said that the U.S. and the global economy continued to show strength despite increasing economic and geopolitical uncertainties which “at some point in the future may have negative effects on the economy.”Additionally, he said that JPMorgan Chase had delivered strong results this quarter with top-line growth in each of its businesses. “In Consumer & Community Banking we attracted record net new money this quarter, driving client investment assets up 14 percent, and we saw continued double-digit growth in card sales and merchant processing volume. Our customer satisfaction across CCB is at or near all-time highs, and we continue to grow deposits faster than the industry, even as the pace slows with rising rates.” Servicers Navigate the Post-Pandemic World 2 days ago Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Subscribe Demand Propels Home Prices Upward 2 days ago October 12, 2018 1,524 Views Home / Daily Dose / Q3 Mortgage Revenue Drivers Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img  Print This Post Related Articles in Daily Dose, Featured, News, Servicing Servicers Navigate the Post-Pandemic World 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Citigroup Home JPMorgan Chase Lending mortgage Wells Fargo 2018-10-12 Radhika Ojha Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Homeowners and Rising Interest Rates Next: After Hurricane Michael’s Landfall …last_img read more

Posted by: | Posted on: December 18, 2020

Two simple things we don’t say enough: Why appreciation matters

first_imgThere are many days we go to work because we know there is a paycheck coming every two weeks. We do our jobs because it gives a sense of purpose to our lives, and it helps us pay the bills. If we are fortunate, like those of us in the credit union industry are, we get to do a job that gives back.  However, on an average day, our staff, our teammates, and our supervisors don’t get to mentally connect what they do to the bigger picture. ALM policies and collections don’t always feel like service, and some weeks it seems there are more member complaints than compliments. Your management team probably has big goals for every aspect of operations. Numbers can quickly drive the daily work at financial institutions, and numbers are critical. But the people we interact with are the purpose behind the numbers, whether that be our colleagues or our members. If you are reading this, you probably have at least one loan officer who goes above and beyond for every member – the one that the members always ask to speak with. You probably have a few members that brighten the member service rep’s day when they show up for a transaction. Life goes quickly, and most of the time other people don’t hear how much they are appreciated. The little things we do matter to someone even when that gratitude goes unexpressed. It is better to express appreciation when we can. When you see someone on your team go above and beyond, don’t forget to thank them.  Work can become inspirational when we see how what we do matters in the big picture. Sometimes we don’t see it until someone tells us. It can be simple. Let someone else know their work matters. Here are two basic things to practice saying more often.  Thank you for your work.You did a great job. 48SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Sarah Marshall Sarah Marshall is a consultant in the credit union industry, and can be reached for partnership and speaking opportunities through Your Credit Union Partner. Her background in community development includes … Web: https://yourcupartner.org Detailslast_img read more

Posted by: | Posted on: October 20, 2020

Auction man

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

Posted by: | Posted on: December 27, 2019

Letterkenny Gaels: Indoor hurling set to resume

first_imgThe Camogie presentation evening will take place on Friday 27th January at 6.30pm in the Clubroom. Players and family’s are welcome. Letterkenny Gaels GAA & Donegal Mind Wellness in conjunction with Letterkenny Rugby Football Club are running a ‘Men Only’ Stress Control Programme starting on Thursday 26th January at the Gaels Clubroom, Glebe. All welcome. See Club Facebook for more information. The Club will be holding a SafeTALK workshop on Monday evening 20th February in the Clubroom. Please contact the Club Health & Wellbeing Officer Oisin Cannon on 086 732 5955 to book your place.  Indoor Hurling resumes on Thursday 2nd February from 6.30 to 7.30pm in the Aura. The training will continue until 13th March. New members welcome. Girls and helmets can be provided. Camogie training will resume on Friday 3rd Feb at the LYIT from 6-7pm for U8 & 10 & 7-8pm for U12,14 & 16. All welcome. The Annual Underage Football Presentation will take place on 28th January at 4pm in the Clubroom. See Facebook in the coming weeks for more details. Under 8 and Under 10’s indoor training resumes for 2017 on Sunday 19th Feb in the Aura from 11am – 12noon. There will be 6 weeks of indoor “skills development” before moving to the pitch at the beginning of April. Contact Conor Crossan (U8s – born 2009 or 2010), Brian Sweeney (U10s – born 2007 or 2008U-12 football resumes on Wednesday Feb 1st in the astro turf at Aura until March 15th inclusive from 7-8pm. Letterkenny Gaels in association with AIB are delighted to announce a new and exciting customer offer that sees AIB build their partnership with the GAA and support the re-embedding of AIB back into the heart of local communities.  With the purchase of every new AIB Home Insurance policy, they will reward customers with a payment of €50 to Letterkenny Gaels GAA club. And the good news for us is that there is no cap on how many reward payments can be made to our club.The Club is already registered for this offer so don’t forget to nominate Letterkenny Gaels if you take out your policy with them.  AIB Home Insurance offer very competitive prices and club members are encouraged to seek a quotation from them when renewing your Home Insurance. Club Passes are available to purchase now through the Club. The Pass initiative was approved by County Committee in respect of Adult League and Championship Club Games only for 2017, including Under 21 but not including Under 18 and below.These Passes would be of benefit to Club members who regularly attend All County League and Championship matches.  The cost of the Pass is €149 and can be purchased by contacting 086 2271435. In addition to the Club Pass the GAA Adult + Cards are also available to club members and can be purchased online. The purchasing of the card has benefits for both the holder and our Club.  For more details on this please see Club Facebook. Bingo continues every Monday in Arena 7. The Jackpot this week is €3500. Lines are €40 and Houses are €130. Doors from 8pm. Eyes down 9pm. All welcome. For regular club updates and photos see our club web page, Facebook page or follow us on Twitter @LetterkennyGaelLetterkenny Gaels: Indoor hurling set to resume was last modified: January 17th, 2017 by Chris McNultyShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more

Posted by: | Posted on: December 15, 2019

The Best Startup Decision I Ever Made: 8 Founders Fess Up

first_imgHow to Meet the Demands of the Socially Conscio… scott gerber How Connected Communities Can Bolster Your Busi… Tags:#startups The concept of failure is all too familiar to founders today. It’s almost a mantra: Fail fast, fail often, fail early, fail cheap – sometimes, it seems like there are far more ways to fail than to succeed.But every once in a while, startups make a pivotal decision that creates an undeniable shortcut to the finish line. We asked eight successful entrepreneurs from the Young Entrepreneur Council (YEC) to share the single best decision they ever made with their startup. 1. Choose The Right Co-FounderPeople often liken a co-founder to a spouse: You spend more time with them than anyone else in your life, you have to be uncomfortably honest about difficult topics and, if all goes well, you stick together through thick and thin – or at least until a successful exit. I trust my co-founder completely and rely on her to provide a balancing perspective in all our important decisions. We’ve certainly made mistakes along the way, but we’ve borne the consequences of those mistakes together. We also genuinely enjoy spending time together, which makes the whole startup adventure a lot more fun! Our relationship has provided important business advantages since our clients, employees and investors can sense the mutual commitment we have to the company and each other. – Martina Welke, Zealyst 2. Get A Subscription At MixergyWhen we started our business in China, I noticed that many of the mistakes we made could have been easily avoided if we were surrounded by a community of entrepreneurs or mentors who could coach us or share their experiences before we went through the pain. Meeting them in person was impossible given none lived in China. I searched online for a community that would be able to share stories, conduct classes or give practical advice that would help our business. I came across Mixergy and, after watching three interviews, I signed up immediately. I can tell you the ten interviews/classes changed our business and my life. Mixergy gave me a place to generate new ideas and implement effective strategies, motivating me to continue fighting for financial freedom. – Derek Capo, Next Step China 3. Put Your People FirstThe best decisions we’ve made have revolved around people in almost every way. Great people make or break your startup, and bad hiring decisions can break it quickly. I feel like thus far we’ve made some great decisions around people. From my co-founder to early hires, everyone involved in Speek is here because they’re capable, passionate and willing to take a risk at some level to make Speek happen. – Danny Boice, Speek 4. Say ‘No’ To The Wrong ClientsEarly on, we discovered that clients who were not in alignment with our core values sapped 80% of our time and energy, leaving less room to amplify and scale what was working. Developing a process to weed out clients who were not in alignment and then empowering our staff to say “no” to those clients made room for us to say “yes” to the rights kinds of customers so we could serve them brilliantly and with joy. – Corey Blake, Round Table Companies 5. Find Underserved MarketsWe have always been opportunistic about finding markets that are underserved where we do not face entrenched competition. For example, in the early days, we focused on serving clean tech companies, first in San Francisco and now, in the last year, in LA. We aggressively pursue new markets and new opportunities. Because we commit ourselves to these new markets and put a lot of resources into them, we are able to get first-mover advantage and become the dominant player. – David Ehrenberg, Early Growth Financial Services 6. Do Your Own Market ResearchAt Star Toilet Paper, we have an obviously unique concept where there is no easy answer. That being said, in the beginning, my brother and I ensured that we did not outsource market research and business plan writing. We wanted to learn the ins and outs of our business and how we could enter the market. By doing this initial work ourselves (but making sure we let others do legal work effectively and ask questions when necessary), we understood our company like the back of our hand prior to entering the market. – Bryan Silverman, Star Toilet Paper 7. Focus Your Market & Prioritize SalesAs with most founders, we had ambitious plans but soon realized that to build market share, we needed to define “market” more carefully to demonstrate traction. Our initial goal was to launch in every physician’s office, but in some traditional industries like health care and education, no one wants to be the first to try new technology. On the other hand, they will speak with you once you have proven credibility. We chose one market, one product and one focus. This helped us lead the team toward one goal and march in one direction together before we started adding features and other offerings. Focusing on market share through one customer base and product also allowed us to prioritize selling, receiving feedback, iterating and selling again to align with market needs rather than just building beautiful products. – Shradha Agarwal, ContextMedia 8. Just StartI started. Sure, launching your own business can be a daunting task. There are a million reasons not to; you don’t have enough money, you’re current job is “secure,” the success rate of startups seems scary and so forth. But at the same time, if you don’t jump in, your success rate will be zilch. Plan carefully and think things through, but remember: You can’t learn to swim if you don’t get in the water. – Nicolas Gremion, Free-eBooks.netcenter_img AI Will Empower Leaders, Not Replace Them Related Posts How to Cultivate the Skill of Being a Creative …last_img read more

Posted by: | Posted on: October 12, 2019

NZ cos to pull ads from Facebook, Google

first_imgWellington: A collective of some of New Zealand’s biggest companies is set to pull ads from Facebook and Google in the wake of the March 15 Christchurch mosques shootings in which the gunman live-streamed his massacre of 50 people. Using a GoPro camera, the gunman broadcast extremely graphic footage of him shooting people at the Al Noor Mosque via Facebook Live. The livestream was available to watch on social media for hours after the attack. Besides being livestreamed on Facebook, the video, lasting 17 minutes, was shared repeatedly on YouTube and Twitter, before being removed by the social media giant. Also Read – Thermal coal import may surpass 200 MT this fiscalThe New Zealand Herald said on Monday that the collective, including ASB Bank, Lotto NZ, Burger King, Spark, has come together to take a stand against the harm caused by unmoderated content on the Internet. At this stage, it is still unclear how extensive the pull-back will be or for how long the companies are likely to pull their digital ads. Other brands have also acted independently, The New Zealand Herald reported. Kiwibank suspended all digital advertising on March 15 shortly after the carnage took place at the Al Noor mosque and the Linwood Avenue Masjid that also left over 40 others injured. Also Read – Food grain output seen at 140.57 mt in current fiscal on monsoon boostOn Sunday, New Zealand Prime Minister Jacinda Ardern said that she intended to ask Facebook how the gunman was able to livestream the massacre. Facebook has on its part said that as many as 1.5 million videos of the attack were removed from its platform in the first 24 hours. This is not the first time New Zealand companies have pulled ads from these platforms. Earlier this month, telecom company Spark pulled all its advertising from YouTube over concerns about paedophilic content. Spark’s move was part of an international response, which also saw Disney and Nestle pull ads from the site.last_img read more

Posted by: | Posted on: October 12, 2019

LS polls: Delhi to have 19 ‘pink booths’

New Delhi: As many as 19 pink booths — staffed only by women — will be established for the Lok Sabha elections in Delhi, officials said. Polling in the national capital, which has seven parliamentary constituencies, is due on May 12. The first-phase of the election was held Thursday. A total of 13,816 polling stations will be established at 2,696 locations in Delhi, with a model polling station in each of the 70 assembly constituencies. The establishment of pink booths would be a first for the city during elections. ‘pink polling booths’ have been used in other elections, such as the Karnataka polls last year. Delhi’s CEO Ranbir Singh had said areas were being identified in the city for this purpose. read more

Posted by: | Posted on: September 28, 2019

Ohio State mens hockey falls twice to topranked Minnesota

Freshman defenseman Drew Brevig (4) attempts to regain his balance during a game against Michigan State Jan. 11 at the Schottenstein Center. The teams tied, 1-1.Credit: Kelly Roderick / For The LanternRegardless of venue, the outcome was the same for the Ohio State men’s hockey team against top-ranked Minnesota: cold.The Buckeyes (11-8-1, 1-4-1-0) dropped back-to-back contests against the Golden Gophers (17-2-3, 7-0-1-0) over the weekend in Minneapolis.Saturday evening’s game began with a two-goal Buckeye advantage. Junior forward Nick Oddo scored his sixth goal of the season 10:35 into the first period before freshman defenseman Drew Brevig doubled his team’s lead less than four minutes later.Minnesota’s junior forward Sam Warning answered just 24 seconds after Brevig’s tally to cut OSU’s lead to one. Warning then scored two more times in the second period to complete his hat trick and the turnaround for the Gophers. The hosts added another goal in the final period to complete a 4-2 victory.Ohio State head coach Steve Rohlik said he thought his team “played a pretty good hockey game” but ultimately “came up a little short,” according to a press release.Buckeye freshman goalie Christian Frey – making his third career start – stopped 28 shots in his first-ever defeat.On Friday night the two teams met in the 2014 Hockey City Classic. The game was played outside at Minnesota’s football venue, TCF Bank Stadium, and the difficult conditions slowed down two of the nations top three offenses, producing a 1-0 win for the Gophers.“The little things you can do on the normal ice were harder for me so I just tried to keep it simple,” senior defenseman Curtis Gedig said in a press release. “I think the 1-0 score reflected how tough it was.”First period shots were 8-7 in favor of the Gophers, though the Buckeyes had the clearest opportunity through a Ryan Dzingel breakaway that was saved by Adam Wilcox in the Minnesota net.“I tried to go upstairs with it and just didn’t get a hold of it as much as I would like,” Dzingel said in a press release. “He obviously made a great save.”The visitors regretted that miss 4:20 into the second when a Taylor Cammarata shot squeezed through the body of OSU freshman goalie Matt Tomkins to give Minnesota the lead.After that goal the Buckeyes did all they could to draw level in the remaining period and a half but the couldn’t beat the impressive Wilcox, who became the first net minder to hold OSU scoreless all season.The Buckeyes are back on the road this upcoming weekend with two games against the Wisconsin Badgers. Friday’s game is set to begin at 9 p.m. and Saturday’s is scheduled for 8 p.m. read more

Posted by: | Posted on: September 18, 2019

Inter join Roma in the race for Fernandes

first_imgInter Milan have reportedly join AS Roma in the race for Bruno Fernandes’ services for next season, claims Gianluca Di MarzioThe Portugal international is currently attempting to rescind his contract at Sporting Lisbon, along with several of his teammates, and will then be able to enter the summer transfer market as a free agent.Roma were believed to have been leading the race for the highly-rated Fernandes, but Serie A rivals Inter have now made announced their interest in signing the 23-year-old.Romelu Lukaku, Serie A, Inter MilanCapello calls Lukaku “a modern striker” Manuel R. Medina – September 14, 2019 The former Italian manager believes Romelu Lukaku is perfectly suited for Antonio Conte’s Internazionale Milan in the Serie A.Head coach Luciano Spalletti is hoping to add a number of high profile signings this summer with Inter set to return to the Champions League for next season, despite a disappointing second-half to last season.The Serie A giants have reportedly met with Fernandes’ representatives and are hopeful of completing a deal.Fernandes scored 11 goals and added eight assists in 33 appearances for Sporting last season in the Primeira Liga.last_img read more