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Suning Jingdong to test the waters of small loan providers started supply chain service war

Posted by: | Posted on: March 1, 2017

 

experts pointed out that the business platform to carry out a small loan business and have no legal restrictions on the relevant regulatory system, loan standard is still insufficient, the defect of the loan business credit rating and risk control etc..

– trainee newspaper reporter Chen Yanyan

Suning December 6th announcement that the company intends to wholly owned subsidiary of Hongkong Suning Suning Appliance Group and related parties jointly initiated the establishment of "Chongqing Suning microfinance Limited", help Small and micro businesses to solve the financing problem. Suning small loan company registered capital of 300 million yuan, of which Hongkong Suning invested $75%, Suning Appliance Group invested $25%.

Su Ning told reporters, suning.com large-scale promotional activities in five days and five nights for love 0 yuan has been launched in December 8th, many brands across the board to join, the establishment of financial service system to supply reserves, promotion payment settlement etc. provide adequate protection.

electricity supplier started supply chain service war

on the end of the month, the Jingdong mall also launched a high-profile "supply chain finance service. Following the Alibaba, Jingdong, Suning as third companies to develop electricity supplier financial loans, analysts said the war between the electricity supplier and the big three has shifted from the price war to the supply chain war.

investment advisor in the financial industry researcher Bian Xiaoyu told the Securities Daily reporters: electronic business platform to carry out a small loan business both realistic background also has its own development needs. On the one hand, Small and micro businesses have an urgent demand for loans; on the other hand, e-commerce has accumulated a lot of business flow, capital flow, through the small loan business to achieve cash flow is an important means to develop the business enterprise profit point."

at the same time, Xiao Yu also pointed out that the side business platform to carry out a small loan business and have no legal restrictions on the relevant regulatory system, loan standard is still insufficient, the defect of the loan business credit rating and risk control etc..

data show that as of 6 at the end of 2012, Ali Financial Services Department is mainly responsible for the small loan companies owned by Alibaba, has accumulated to provide financing services for more than 12.9 Small and micro businesses, loans of more than 26 billion yuan. In July 20, 2012, Ali financial interest income of 1 million yuan a day, according to this calculation, Ali’s annual interest income will reach $365 million.

Su Ningli push "super dianqihua" strategy

Su Ning said in the announcement: to carry out a small loan business, first, to accelerate the construction of an open platform, the realization of "super dianqihua" strategy; secondly, Suning will promote the establishment of small loan companies, financial supply chain logistics, three aspects of efficient fusion, effectively reduce the risk. Finally, the establishment of Suning small loan company, will form a complete financial services sector for consumers, the supply chain, and promote the rapid development of suning.

Suning relevant responsible person to the Securities Daily reporters >





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